A Petal credit card is a great option if you are looking for a low-cost credit card. Petal offers 1% cashback on purchases and no annual fees. This will allow you to save money and still have access to 24/7 customer service. Petal cards can be applied for even if your credit history isn't good. It doesn't even require you to have a credit history.
Petal 2 offers 1% cashback
Petal's Visa Credit Card "Cash Back, No Charges" sounds like a fairytale, but it really is not. Petal 2 Card requires a hard- and soft-pull during the approval process. Without a credit score, you won't be able to apply for this credit. You can apply for the card as long as you are a legal resident of the U.S. Then you can use it anywhere Visa credit cards are accepted.
Petal 2 offers a great option for those who are looking to build their credit and get rewards. You will receive a reward for timely payments and no annual fees. Petal 2 does NOT require a security deposits, which is a departure from other credit-building cards. People with bad credit or bankruptcy in the past 48 months are also not eligible. The good news about the Petal 2 card is that there are no fees and you can earn cash rewards and statement credit with no credit check.
Petal 1 requires no credit history
Petal 1 cards may appeal to those who have neither credit history nor existing credit. This credit card is for people with average credit and are new to the credit markets or trying to rebuild credit. Petal offers no annual fee and is a great option for students looking for a credit card without the hassle of having to provide a credit history. The credit card offers limited flexibility but comes with a low annual charge and other features that could be of value to you.
This card has a high APR and no cashback. There is no late fee. There are also no international fees. It comes with a credit limit up to $5,000 It does not charge foreign transaction fees nor any monthly or annual fees. Petal is a great choice if you do not have a credit history, but it may not be the best option for you. Petal 1 Visa cards may be right if your credit is not perfect. Just make sure to use it responsibly.
Petal 2 offers no annual fee
Petal 2 cards earn you cash back rewards on every purchase. On-time payments earn you 1.25% cashback for all purchases. Select merchants may offer up to 10% cash back. There's no annual fee, so there's no need to worry about racking up the minimum payment amount each month. You can also search for merchants that offer higher reward rates using the Petal 2 app.
Petal is the card for people with poor credit and no credit history. This card uses a proprietary scoring algorithm called Cash Score to determine if your credit score is high enough for approval. It also takes into account your banking history. Low credit scores are often due to poor credit. Petal will ensure that your score is not affected by high credit utilization or debt.
Petal offers customer service 24 hours a day
Petal is the best when it comes payment. Their 24 hour customer service is what really makes Petal stand apart. Contact customer service through the app anytime you have a question about your account. You can also see the offer and list of participating merchants in the app. Depending on your location, Petal may have different payment cut-off times. You can also opt out of notifications. This may impact your experience. Customers can also call us for assistance if they aren't sure if they can pay with the accounts.
Petal offers 24 hour customer support, and its main product is a credit card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. Petal offers different products to different customers because these metrics are essential in determining the person's eligibility for a card. Responsible people will appreciate the lower interest rates offered by Petal's introductory products.