You can get cash back up to a certain percentage on your groceries with a variety of credit cards. There are three types of credit cards that offer cash back on groceries: the Discover it Cash Back, American Express Cash Everyday, Capital One Walmart Rewards, and the American Express Blue Cash Everyday. You can get the most from your grocery store purchases if you know how to get the best cash back on your card.
Capital One Walmart Rewards card
The Capital One Walmart Reward card is a cash-back credit card designed specifically for shoppers who frequent this popular retailer. While there is no sign-up bonus, the card gives you high rewards when you shop at Walmart. Its premier earning potential is good for the first 12 months, and the rewards can be used for a variety of purchases.
The card's introductory period is interest-free and there are no foreign transaction charges. This makes it attractive to people with good credit. This card is not available to everyone who shops at Walmart. This card might not be suitable for you if only you shop at Walmart.
Capital One credit cards don't allow you to keep cashback, but you can use them to redeem points for gift certificates or travel deals. These points do not expire and can be redeemed online, with a mobile app, or by calling the credit card company.
You can get cash back with Discover it
The Discover it Cash Back card is a great way to earn extra cash back at the grocery store. Participating grocery stores will give you 1% cash back. The card also offers bonus cash back on purchases at health clubs. Your card can be used to access eligible in-person or virtual classes. The offer does not apply for purchases at standalone health club stores.
Discover It Cash Back is not without its benefits. However, it requires some effort to reap the rewards. The program offers high rewards rates and is simple to use. However, you need to be careful and register your card quarterly for reporting. There is also a $1500 spending cap in each category. You are likely to miss some quarters.
American Express Blue Cash Everyday
The Blue Cash Everyday credit card from American Express is a great way to get a little extra cash back at the supermarket. You'll also earn Rewards Dollars which you can use to reduce your monthly balance by 25. These can be used for groceries and other household essentials. You'll also receive a $15 statement credit each month.
You don't have to pay an annual fee and can earn up to 3% cashback at gas stations and grocery stores in the U.S. Filling up your tank will give you nearly four Rewards Dollars every month.
This card is great if you spend a lot on food, fuel, and clothing. It has a variety of benefits, including free secondary car rental insurance and two years of extended warranty on eligible purchases. Blue Cash Everyday card can be a great option for people who travel a lot.