Credit cards are all the rage when you think about cash back rewards. The 2020 welcome bonuses were incredible! In 2022, six of the best cashback credit accounts will be on offer. You could get enough cash to travel free if you have one of these cards and another. You can also earn points which you can redeem for gift certificates.
Wells Fargo Active Cash(sm), Card offers 2% Cash Back
Of all the rewards programs offered, Wells Fargo's Active Cash(sm), offers 2% cashback on purchases. If you spend a minimum of $1,000 on the card within three months, you can earn up to $200 in cash rewards. Redeem your cash rewards to receive gift cards or a statement credits on eligible Wells Fargo account accounts.
The card offers no annual fees, and the sign-up bonus is an excellent incentive to use the card. The only catch is that you need to spend at least $1,000 within three months of account opening to receive the bonus. However, this is far from the only drawback to the card. It is one of few cards that offers 2% cashback. However, it is lower than many other cards.
Although other rewards cards offer similar amounts, the Wells Fargo Active Money(sm) is a great choice for those who have rewards cards. The 2% cashback is unlimited and can be used as an addition to other rewards cards. A promotional financing offer is available for this card. It's a great choice for consumers who have multiple credit cards.
Discover it Cash Back rewards you with 5% cash back
For those who want to earn rewards and not pay an annual fee, Discover it Cash back is a great creditcard. The card offers 5% cash back on quarterly bonus categories as well as a 5% cashback for everything else. However, there are better options out there that give you more rewards on everyday purchases. Citi Double Cash Card is a two percent unlimited return on every purchase. It is more beneficial to those who pay each month.
People with good credit ratings can get Discover it(r), cash back. This card waives the first late fee. The credit card also has great benefits such as no annual fees and no penalty APR. This makes it an attractive choice for those who have less than $2,000 in annual spending.
Capital One SavorOne cash rewards credit card
Capital One SavorOne Credit Card Cash Rewards is the card to choose if you're a serious foodie and have a huge grocery bill. You can earn cash back for dining out, entertainment, and grocery purchases and the rewards don't expire, making it a great choice for foodies on a budget. The card doesn't have any foreign transaction fees and no annual fee.
The Capital One SavorOne Cash Rewards Credit Card offers good cash-back rates with no annual fee. You also get perks at restaurants, grocery stores, as well as streaming services. This is a great option for those with low incomes as it offers 0% interest.
To ensure your credit score is high enough before applying for the Capital One SavorOne cash rewards Credit Card, you will need to first check it. On the Capital One website, you can view your score online. If you don't have perfect credit, you may find it difficult to get approved.